Halyk кәсіпкерлердің шығындарын азайтуғақалайкөмектесетіні туралы
Бүгінде қоғамда мобильді аударымдарды, жаңа салықдекларациясын және банктің жоғары комиссияларынреттеудің күшеюінебайланысты кәсіпкерлерсатыпалушылардан қолма-қол төлемдержасауын сұрайтынмәселеге тап болды. Бұлөз кезегінде карталар мен мобильдіқосымшаларды пайдалануғаүйреніп қалған қоғам үшінқиындықтуғызады. Кәсіпкерлерді қолма-қолақшасызтөлемдерді қабылдауға жәнебизнесті ашық жүргізугеынталандыру олэквайринг мөлшерлемесін төмендету(қолма-қол ақшасыз есеп айырысу жөніндегікомиссия) жәнеэлектронды төлемдіқабылдау үшін қолайлы жағдайларжасауболуы мүмкін.
Осы ретте Halyk акция1 бастады – HalykQR-мен есепайырысу (эквайринг) үшінкомиссия небәрі 0,5%-ға дейінтөмендетілді. Бұл қазіргі уақытта банк нарығындағы QR төлемдері ішіндегі ең төменгі ұсыныс болыпсаналады. Сондай-ақ, кез келген карта бойынша эквайринг комиссиясытөмендеді,ол тек 1,2% құрауы мүмкін.
«Halyk әрқашан кәсіпкерлердің нарықтағы жұмысын жеңілдетіп, оны еркін және тиімдірек ету үшін осындай жағдайлар жасауға ұмтылады. Қазақстандағы бизнес үшін ең ірі банк бола отырып, біз кәсіпкерлерді бүкіл нарықтың жаңа үрдістеріне бейімделуіне қолдау көрсету үшін жаңа акция енгіздік», – деп түсіндірді Halyk Тікелей сату және премиум қызмет көрсетуді дамыту департаментінің директоры Ринат Ағамбаев. «Біздің төмендетілген комиссиялар кәсіпкерлерге операциялық шығындарды азайтуға ғана емес, сонымен қатар, сатып алушыларға қолма-қол ақшаға көшу қажеттілігін азайтуға көмектесетініне сенімдіміз».
Halyk-тың минималды эквайринг ставкалары қазірдің өзінде кәсіпкерлерге қосымша шығындарға ұшырамауына көмектесіп жатыр.
Айта кетейік, Halyk QR бойынша 0,5% бизнес үшін Halyk эквайрингінің жалғыз артықшылығы емес. Мысалы:
Ең төменгі төлемдерді төлеуді бастап, Halyk QR-ді қосу үшін кәсіпкерлерге мына қадамдарды ғана орындау қажет:
1. Сілтеме арқылы өтіп, Halyk-та шот ашыңыз;
2. Halyk-тың Onlinebank мобильді қосымшасында тіркелу;
3. Halyk QR бөліміне өтіп, сауда нүктесі туралы ақпаратты толтырып, есепке алушотын таңдап, қосылуға өтінім жіберіңіз;
Halyk POS қосымшасына қосылған соң сіз сілтемеарқылы мәлімет ала аласыз. Ал POS-терминалға банктің ресми парақшасындатапсырыс бере аласыз.
Бизнес әлеміндегі инновациялар, мобильді қосымшаларды дамыту немесе контактісіз төлемдерді қабылдау болсын – барлығы кәсіпкерлердің тез бейімделуін талап етеді. Бұл өз кезегінде операциялық шығындарды көбейтуге мәжбүр етеді. Осы ретте Halyk барлық жағдайды түсініп, QR эквайринг жөніндегі комиссияларды 0,5%-ға дейін төмендетіп отыр. Осылайша мұндай акция Қазақстанның барлық кәсіпкерлік саласын дамытудағы елеулі қадам болуы мүмкін.
1 – Акция 31.03.2024 дейін жарамды
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